Show HN: Trackm, a personal finance web app
I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Discussion Highlights (5 comments)
deweller
I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me. Has anyone been able to find a personal financial data provider that has a reasonable price?
moelf
any comparison with https://actualbudget.org/ ?
furyofantares
> I've been dogfooding it for the past 10 days Must be ready to go then
cadamsdotcom
I’m really sorry but anyone can vibe a personal finance app in 2026. Monetizing this is going to be challenging.
mzelling
The privacy angle is interesting. I'm curious how people view the pricing strategy of taking a one-time payment for lifetime access. My first thought was that it encourages the developer to focus more on recruiting new users rather than keeping existing ones happy - makes me wonder what will become of the product if new user growth stalls.