OpenAI is connecting ChatGPT to bank accounts via Plaid

ernsheong

What could go wrong

righthand

“Let the bodies hit the floor!”

hyperionultra

Do we still have a choice to not use?

parliament32

Little doubt the true motivation behind this is the advertising angle. What better way to advertise to consumers than seeing exactly what they're spending money on, historically and in near-realtime?

Zenst

All set for a perfect storm with a single exploit down the line. Which could take out so much and OpenAI with it. What a way to burst the bubble, not an if, more a when as so many eggs in that basket and they have yet to invent a solid lid. Reminds me of the underpant gnomes in many ways Collect underpants ???AI??? Profit

dude250711

The only better idea would be a Robinhood integration.

forinti

People will pay for OpenAI to have access to their financial data??

andy_ppp

It’s like we are trying to run as fast as possible towards an AI controlled disaster by connecting absolutely everything we can to the AI… even in the worst sci-fi the robots need to steal codes to get access to systems and we are just leaving the door wide open.

carlos-menezes

I feel like every single day OpenAI and Anthropic are entrenching their slopware in everyday products and workplaces with little to no way to opt-out. This is getting dystopian.

frb

I’m generally positive towards AI and LLMs.. BUT there’s just things that nobody should be doing ever, like give it access to your production system or bank account.

binarymax

I’ve been asked to sign up to plaid by clients three times. Each time I’ve said no. I’m not giving a 3rd party access to my bank account. I don’t understand how people enable this total loss of friction for direct account egress. There needs to be friction.

superkuh

While openai's use of Plaid's spying on bank accounts is framed as a service it's real use case will be identification. Very few people if any will sign up to use this voluntarily. But it is a way to get users used to Plaid's spying and start slowly boiling the frog. The endgame I see is that it will be illegal to communicate on the internet without having a proven bank account. At least in the USA where all ID verification is settling on banks (ie, Plaid). And the banks will tolerate 10,000 false positive denials of service to avoid a single false negative and be happy about it. Plaid even more so. Human beings will have no recourse as they are private companies. This really should be a service that the states of the federal government provide. It's a dark future we're speeding towards.

ReptileMan

Today's edition of "What could possibly go wrong" presents ...

drcode

It seems like every three years or so I need to use a tool with a plaid link feature, I try it, it gives some internal plaid error, then I find some other way of solving the issue.

cbg0

> OpenAI did this with your health data in January. Now it wants your financial data too. This is far more valuable, they can see what political affiliation you have based on your campaign donations, predict things like cheating on your wife & the impending divorce, what vices you have and they can also build shadow profiles of all the people you give and receive money from even if they don't use the product.

drcode

The comments here do seem to ignore that rocketmoney exists, and that many people use it

dfee

What's the local version of this? What's the best way to pull in my finance data locally, without clicking through to each portal? (USA)

pesus

Lovely! It's probably inevitable this will fuck over people eventually. Sam may as well prepare his next blog post ahead of time.

delis-thumbs-7e

Why don’t you just ask for my blood? I can bottle it and send it over for Sama to drink for breakfast. This exactly the same shit Zuck did with Facebook. Hell with them all.

cdrnsf

Only if it helps me buy more stock in GameStop